retirement-planning
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The idea of planning for retirement can feel a bit like trying to predict the weather twenty years from now. You’re juggling unknowns like market performance, inflation, and life changes. It’s tempting to either obsess over every decimal point or throw your hands up entirely. But here’s the good news: effective retirement planning doesn’t have
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If you’ve ever sat across from a financial advisor, or even just Googled “how to plan for retirement,” you’ve probably felt it. That creeping sense that everyone else understands something you don’t. The jargon flies: asset allocation, compound interest, tax-loss harvesting, sequence-of-returns risk. Charts appear. Projections spiral into the future. And somewhere in the back
Guiding Light Financial Planning 